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Request My Free Relocation Package! Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate! Find Out More > View All Offers >
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Cincinnati as seen from the air
| Request My Free Relocation Package. Don't Move To The West Chester, Mason and Liberty Township Area Without It!  Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate to and from the West Chester, Mason and Liberty Township, Ohio area. If you will be moving to the West Chester, Mason and Liberty Township area, we can correspond by email and phone. Together, we'll determine what type of home, price range, and neighborhoods you are interested in. I'll send you every home or property that is currently available that matches your criteria. When you visit, I'll be ready! We will visit the West Chester, Mason and Liberty Township area neighborhoods and homes that interest you the most. In addition, we can talk about schools, sub-divisions, local market conditions, local culture... anything that is important to you. Remember: As a West Chester, Mason and Liberty Township real estate agent, it's my job to know this area inside and out, and I want to make your transition as smooth as possible. To get started, fill out the form to request my FREE West Chester, Mason and Liberty Township, Ohio area Relocation Package. I'll send it right out. It's full of useful and important information about this area. You are under no obligation, so you can't go wrong...  Are you new to the area? Request my FREE package of West Chester, Mason and Liberty Township area relocation information. It's my job to help! There's no obligation, and I promise to respond quickly... 
First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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| Q |
What does the term ARM stand for?
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| A |
An ARM is an Adjustable Rate Mortgage, a loan where the interest rate is tied to an economic index that fluctuates with the market. |
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Pat Chrysler Comey & Shepherd, REALTORS® 7870 E. Kemper Road, Ste 100 Cincinnati, OH 45249 800-899-4629 Fax: 513-766-0707 athomewithpat@NUMBER1EXPERT.com
Pat Chrysler is here to serve you in all aspects of the buying and selling process. She is licensed in both Ohio and Kentucky. Communication is a very important element in this transaction process and she is here to serve this in every aspect. She gives each and every client personalized attention. Before or after the sale, she is here when you need her! Pat treats her clients the way she would like to be treated--with respect, empathy, fairness and honesty. Client satisfaction is how she measures her success!
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